Showing posts with label Investing. Show all posts
Showing posts with label Investing. Show all posts

ATRAM Expands Portfolio with 10 New Investment Fund Offerings

ATRAM announces ten new investment funds in a strategic move to expand its portfolio, with a focus on delivering diversified investment solutions customized to individual customer needs, reinforcing its position as a leading player in the sector. 📈💼


How to Grow Your Money Amidst Volatility with ATRAM Prime’s New Bond Tenors

ATRAM Prime


ATRAM Trust Corporation, the largest and leading independent asset management company in the Philippines, is excited to introduce new bond tenors available via the ATRAM Prime App. With the goal of empowering Filipinos to capitalize on the potential of fixed-income investments, ATRAM Prime offers new tenors of retail treasury bonds that provide safe, stable, and reliable investment opportunities.


In today’s dynamic market environment, investors are seeking a comprehensive platform that not only enables them to build robust portfolios but also provides access to award-winning, professionally managed investment products. ATRAM recognizes this need and is committed to delivering an unmatched experience through ATRAM Prime.


Whether you are a seasoned investor or new to the market, ATRAM Prime offers a range of bond tenors to suit your investment preferences. With options including 3-year, 7-year, and 10-year tenors, with an average yield to maturity of 5.6%*, 5.7%*, and 5.7%* respectively. ATRAM Prime provides Filipinos with an opportunity to build a diversified and potentially rewarding fixed-income portfolio.


ATRAM Prime

*Indicative Gross YTM as of 5/31/23, Source: Bloomberg



Discover the Power of ATRAM Prime’s New Bond Tenors



Thriving Amidst Market Volatility


In an ever-changing equities market characterized by volatility, investors are searching for reliable avenues that offer stability. ATRAM Prime provides the perfect products through its diverse range of investment options that have demonstrated resilience even during unstable times.


Unlike equities, fixed-income investments, such as bonds, present an opportunity for investors to capitalize on regular interest payments and historically lower levels of volatility. By taking advantage of the new bond tenors available on ATRAM Prime, investors can have a diversified portfolio that offers both stability and growth potential.



Consistent Payouts and Lower Volatility


When it comes to investing, consistent payouts and lower volatility are highly sought after by investors. ATRAM Prime understands this need and offers a suite of fixed-income solutions designed to provide reliable income streams. Compared to the inherent nature of stocks, fixed-income investments traditionally exhibit lower volatility, providing a sense of security and safety. By incorporating ATRAM Prime’s new bond tenors into your investment portfolio, you can secure your financial future with products that offer steady payouts and a smoother ride through market ups and downs.



Flexible Time Horizons


Investors have different financial goals and varying time horizons, and ATRAM Prime knows the importance of flexibility in investment choices. With a range of bond tenors available, including options spanning 3 years, 7 years, and 10 years, ATRAM Prime gives Filipinos the freedom to choose and customize their investment strategies to match their specific preferences and risk appetites. Whether aiming for short-term objectives or planning for the long term, the flexibility provided by ATRAM Prime enables investors to optimize returns and capture opportunities based on their unique investment timeline.



Liquidity and Accessibility


Liquidity and accessibility are critical factors in investment decisions. With ATRAM Prime, investors can easily liquidate their investments at any time, ensuring they are not bound by lengthy commitments and can adapt their portfolios to changing market conditions.


ATRAM Prime

 

Take Control of Your Future with ATRAM Prime


ATRAM Prime is available on the iOS App Store and Android Play Store. After signing up,  investors can gain access to the new bond tenors and experience the ease of managing their fixed-income investments with cutting-edge features and a user-friendly interface. Wherever you are in your investment journey, ATRAM Prime offers a diverse range of professionally managed products and access to a dedicated client advisor who is ready to assist at any point in your investment journey. Don’t miss out on the chance to navigate the market with confidence, capitalize on consistent payouts, and build a strong portfolio.


Grow your money with ATRAM Prime and download the app today at https://linktr.ee/atramprime.


*DISCLAIMER: The information above is presented for informational purposes only and should not be taken as professional advice to invest in bonds. It should not be used as the sole basis to measure returns in said securities. Terms and conditions of the bond offering are governed by the applicable Program Mechanics and Notice of Offering issued for the purpose. Indicative YTM displayed is still subject to 20% final withholding tax. ATRAM is not a licensed broker and orders will be executed by an SEC-licensed broker. Investing in Retail Treasury Bonds does not provide guaranteed returns. The value of your investment is not guaranteed or insured by the Philippine Deposit Insurance Corporation (PDIC) or by any other public or private entity. ATRAM Trust Corporation is regulated by the Bangko Sentral ng Pilipinas with email address at consumeraffairs@bsp.gov.ph. For inquiries, you may also email us at customercare_prime@atram.com.ph

Buying Bonds Just Got Easier with ATRAM Prime

Investing is now easier than ever! Filipino investors can now purchase bonds via ATRAM's new investment app.

ATRAM Launches its Corporate Social Responsibility Program and Envisions a Sustainable Future for All


As part of its commitment to sustainability, the ATRAM Group, the leading independent asset and wealth manager in the Philippines, partnered with the Ramon Aboitiz Foundation, Inc. (RAFI) to support carbon sequestration via a tree planting project in Borbon, Cebu. Through RAFI’s One-To-Tree program, the partnership planted 5,000 fruit tree seedlings in this municipality that is in the northeastern part of the island of Cebu. The program is aimed at not just planting seedlings but also nurturing them into maturity and contribute towards carbon neutrality or carbon negative for ATRAM. Once the seeds grow and become fruit-bearing, the program is also expected to support local employment and food security in the community. 


This tree planting activity marks the first of many projects under ATRAM’s Corporate Social Responsibility (CSR) program, where they have adopted three of the United Nation’s 17 Sustainable Development Goals (SDGs), including Goal #13 Climate Action. “It’s something that we look forward to doing more of because it’s something that’s entrenched in the company’s core propositions, which is really about sustainability, nurturing, and growing together,” shares ATRAM Chief Revenue Officer, Marcy Kohchet-Chua. “When we talk about investing, we’re not talking about things that happen overnight. These are things intended for the long term–and that’s where we want to take this partnership and program.”


According to Kohchet-Chua, each tree planted also marked milestone birthdays of their clients, furthering the company’s goal of nurturing relationships with their clientele.


RAFI Chief Financial Officer, Carlos Kahn


Born out of the goal to slow down the effects of harmful illegal logging practices, One To Tree’s vision is to revive biodiversity in the Philippines through planting native trees in various locations around the Philippines. “Trees are [the] main source in converting carbon dioxide into oxygen. In our case we’re planting fruit trees, which now provides us with food and sustenance,” explains RAFI Chief Financial Officer, Carlos Kahn, on the benefits of the foundation’s tree planting initiative. According to RAFI, native trees provide better flora to the area around them, support endangered and other wildlife species, and help impede erosion.


“We want to collaborate with foundations and folks that do good work and that’s our main purpose,”  says ATRAM Chief Executive Officer, Phillip Hagedorn. “There is no better symbol of a good investment than a tree. From a small seed, the investment of time and resources to grow while managing risks (such volatile weather) can bear fruit via good returns that the next generation can use to build their future better.”


Recognizing the value of sustainability, ATRAM innovates to provide solutions to support sustainable development, including launching the ATRAM Philippine Sustainable Development and Growth Fund. “We are looking at companies from a different lens–not just a financial lens, but a sustainable lens as well. That helps us make identify which companies out there look to create profit with a purpose and sustainability in mind. That’s one of the missions that we have,” adds Hagedorn.


The Fund is designed to invest in companies that score high in terms of the integration of UN SDGs into their operations and strategy, and have reported attractive returns relative to valuations. To learn more about the ATRAM Philippine Sustainable Development and Growth Fund and how to invest, visit atram.com.ph/funds/uitf/ATRSDGA.


Take Part in the Asian Growth Story and Invest in the Newly Launched ATRAM Asian Multi-Asset Income Feeder Fund


ATRAM Trust Corporation, the leading independent asset and wealth manager in the Philippines, has launched a new multi-asset fund that capitalizes on Asian growth potential.

BPI AIA maintains top insurer award, prepares for rising climate-related losses

BPI AIA 2021 World Finance Best Life Insurance Company in the Philippines | Benteuno.com


Top-ranking insurance firm BPI AIA (formerly BPI-Philam) holds the title as the World Finance Best Life Insurance Company in the Philippines for half a decade now. In its Global Insurance Awards this year, World Finance recognized organizations that demonstrate the capability to address the changing needs of customers in a new decade that welcomed a record-high $42 billion in insured losses from natural disasters in the first six months alone.

Unlocking Financial Opportunities for Filipinos through Innovative Platform, Investa

Investa, a Philippine startup and 2020 Emerge X Startup Competition finalist, recently launched an innovative first investment platform built on Microsoft Azure to provide Filipinos with inclusive access to low-cost investment opportunities and financial benefits.

Making your money work for you during pandemic

Amid uncertainties brought by the coronavirus pandemic, more Filipinos have been saving their money in banks according to a report of the Bangko Sentral ng Pilipinas (BSP).

Loving Your Homeland and Drive Better Recovery by investing in Condotels w/in tourist spots

The COVID-19 pandemic plunged the Philippine economy into a recession. However, after months of quarantine, the country started to slowly reopen, thereby driving economic recovery through various means, particularly tourism.

6 Reasons Why it is Wise to Open a Bank Account

The Bangko Sentral ng Pilipinas (BSP) recently released the “State of Financial Inclusion in the Philippines” report which revealed that the number of deposit accounts in the country has increased by 6.8 percent to 57.1 million in 2017 from 53.5 million in 2016.

Filipino kids get a better shot at college education with Troo’s college savings plan

Filipino parents work hard to set up their child for the future. And they know that a good college education is key to ensuring their child’s success. But with tuition fees increasing yearly at a rate of about 10 percent, sending their child to the college of their choice might just be a dream for many.

Financial Planning Linked to Stronger and Richer Relationships - Pru Life UK

People who regularly discuss their finances with their partner are more likely to be fulfilled and optimistic in their relationships than those who are not, according to the 2017 Pru Life Relationship Index (PRI), an in-depth survey that investigates key factors influencing the strength and sustainability of personal relationships in the Asia-Pacific region.

Get your finances back on track after the holidays


One challenge most Filipinos face following the extravagant holidays is getting back to their budget after overspending. The new year is here so it's time to make do with our promises of turning over a new leaf when it comes to our finances.

Explore alternative trading techniques with online society founder

As part of its commitment to educate more Filipinos on investing, pioneering stock brokerage house AB Capital Securities, Inc. (ABCSI) is inviting everyone to attend its special seminar on stock trading techniques. 

Stock Investment Tips for New Investors

PSEi breaks records. Bitcoin and cryptocurrency are making lots of buzz all over the internet. This is the new way of investing. You don't have to deprive yourself from the good stuff just to save and invest. But before you get even started, you need to understand the basics of investing, whether you'll be trading it for stocks or cryptocurrency